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Our Service

  • Goal Planning

    Get personalised guidance on saving and debt payoff — grounded in your actual financial picture, not generic advice.

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  • Spending Insights

    AI flags forgotten subscriptions, unusual charges, and spending patterns before they quietly drain your budget.

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  • Smart Budgeting

    Connect your accounts and see exactly where your money goes — automatically sorted, no manual work.

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What Our Users Say

Real feedback from people using PennyAI to understand their money.

PennyAI automatically flags recurring charges you’ve stopped using — like that $12.99 app from six months ago — before they quietly drain your budget.

Kristan Watson

Business Manager

Connect your accounts once. Every transaction gets sorted and categorised automatically — no spreadsheets, no manual tagging for budgeting.

Kristan Watson

UI Developer

PennyAI learns your actual spending patterns and gives guidance based on how you really live — not generic budgeting tips, but real one-on-one.

Kristan Watson

Business CEO

Our Project

Set a savings goal and track real progress, with a clear estimate of when you’ll hit it.